AI Financial Coach in Telegram

Build Your
Financial Freedom

SoloKeeper is an AI financial coach based on the timeless principles from The Richest Man in Babylon. Not a budgeting app. Not another dashboard. A companion that helps you build wealth through better habits, better awareness, and better decisions.

Join the Waitlist$99/mo · First 100 users get 1 month free
No credit card for waitlistCancel anytimeYour data stays yours
SK
SoloKeeper
your financial coach
Good morning! You earned $6,200 this month so far. Your 10% savings target is $620 — you've saved $400. Want to set aside the remaining $220 today?
Yes, move it to savings
Done! You're on track with Principle #2 this month. Your savings rate is now 12% — above your target. Keep it up.
How am I doing on expenses?
You've spent $3,100 this month — within your means. Biggest category: software tools at $480. Want me to flag subscriptions you haven't used?

The philosophy

I Don't Want
Work-Life
Balance.

I want a life I don't want to escape from.

When you really care about what you're building, you don't want your best hours stolen by chaos, admin, scattered attention, and endless context switching. You want to spend more of your life inside the work that feels meaningful.

AI started helping me across more and more areas of life — business, technical work, marketing, personal admin, even portfolio monitoring. I stopped seeing AI as just a smarter interface. I started seeing it as a way to regain control.

Control over attention. Control over decisions. Control over the areas of life that quietly determine how free you actually feel.

That's what SoloKeeper is. Not another productivity tool. A financial coach built on principles that have worked for thousands of years.

“A part of all I earn is mine to keep.”

— The Richest Man in Babylon, George S. Clason

The foundation

9 Principles from
The Richest Man in Babylon

Written nearly a century ago, these principles have guided millions to financial freedom. SoloKeeper turns them into daily practice.

Principle 1

Earn more with your talent

Strive to grow your income. Your skills are your greatest asset — invest in them relentlessly.

Principle 2

Save at least 10%

Pay yourself first. Save a minimum of 10% of everything you earn — preferably more.

Principle 3

Live within your means

This is the only way to steadily grow your savings. Distinguish needs from desires.

Principle 4

Always pay your debts

A person who doesn't honor their debts cannot respect themselves or others.

Principle 5

Make your money work

Invest wisely, but avoid schemes promising gold mountains overnight. Moderate returns of 10-20% annually will build real wealth over time.

Principle 6

Seize opportunities

Be ready when they arise. Luck doesn't waste time on those who aren't prepared.

Principle 7

Invest in home and family

Create a reliable foundation. Ideally, turn your home into an asset.

Principle 8

Give back wisely

Contribute to socially beneficial causes. But remember: senseless gifts are a form of extravagance.

Principle 9

Track everything

Account for your income and expenses — only then can you truly follow the principles of saving and living within your means.

How it works

Your Financial Coach.
Always On.

SoloKeeper lives in your Telegram. No apps to download, no dashboards to learn. Just a conversation that builds your financial discipline day by day.

01
Track & Understand

Know Where Every Dollar Goes.

  • Send a receipt photo — AI extracts and categorizes automatically
  • Type naturally: "Paid $120 for Figma annual" — logged instantly
  • Weekly spending summaries tied to your savings goals
  • All data in a Google Sheet you own — full transparency, zero lock-in
This month
$3,100
Within budget
Software$480
Meals$340
Marketing$280
Other$2,000
02
Save & Grow

The 10% Rule, Enforced.

  • Automatic savings tracking against your target percentage
  • Daily nudges when you're falling behind on your savings goal
  • Monitors spending patterns and flags lifestyle creep
  • Monthly progress reports: are you living within your means?
SAVINGS TRACKER
12%▲ above 10% target
of earnings saved this month
Saved this month
$620
Target
$510 (10%)
You're ahead of your goal!
03
Invoice & Get Paid

"Invoice Sarah $2,500" — Done.

  • Say it in natural language — SoloKeeper generates a professional PDF invoice
  • Tracks payment status and nudges you when invoices are overdue
  • Automatic numbering, client details, and payment terms
  • Invoice history syncs to your Google Sheet for easy reference
INVOICE #047Sent
Bill to
Sarah Johnson
Amount
$2,500
Due in 14 days
PDFAuto-tracked
04
Tax Ready

Tax Season Without the Panic.

  • Categorized expenses ready for your accountant or tax filing
  • Generate tax-period summaries: quarterly or annual, one message away
  • Deductible expense tracking — never miss a write-off again
  • Export clean reports as PDF — no more digging through receipts
Q1 2026 TAX SUMMARY
Total Income$18,600
Total Expenses$7,240
Deductible$5,890
Net Taxable$12,710
PDF ExportAccountant-ready
05
Coach & Reflect

A Daily Financial Ritual.

  • Morning check-in: your financial snapshot and focus for the day
  • Proactive alerts: upcoming payments, debt deadlines, opportunities
  • Weekly accountability: how well did you follow the 9 principles?
  • Honest coaching — not guilt trips, not empty praise
Weekly Principles Review
#2Saved 12% this week
#3Stayed within budget
#9All expenses tracked
#4Credit card payment due Fri
#5Portfolio reviewed
4 of 5 principles on track. Strong week.

Simple pricing

An Investment
in Your
Financial Freedom

If SoloKeeper helps you save just 10% of a $50K income, that's $5,000/year saved — a 4x return on your investment.

Not a budgeting app. A financial coach.

Budgeting apps show you where money went
SoloKeeper shapes where money goes next
Dashboards require you to check them
SoloKeeper comes to you, every day
Spreadsheets track numbers
SoloKeeper builds financial discipline
SoloKeeper
$99/month

First 100 users get 1 month free

  • AI financial coaching based on 9 proven principles
  • Daily check-ins and proactive nudges
  • Expense tracking via photos & natural language
  • PDF invoice generation & payment tracking
  • Tax-ready reports and deductible tracking
  • Savings goal tracking with accountability
  • Weekly principles review and progress reports
  • Spending pattern analysis and alerts
  • All data in your own Google Sheet
Join the Waitlist

No credit card required for waitlist

Take Control of
Your Finances.

The first 100 users get 1 month free, plus direct influence on how the product evolves. If this resonates with you, join the waitlist.

No spam. No credit card. Just early access when we launch.